This is Andrew.
Your AI wealth coach.
Andrew lives in your dashboard and already knows your blueprint — every goal, every number, every plan you set. He nudges you weekly, answers anytime, and is a second pair of eyes the moment a real-money decision lands on your desk.
7-day refund · cancel any time · Stripe-secured

What it feels like
A coach who already knows your plan.
Right in your dashboard
No new app, no tab-juggling. Andrew lives where your plan lives — open it, and he's already there.
He knows your blueprint
Every answer is shaped by your actual plan — your goals, your numbers, your constraints. Not generic advice.
Weekly nudges
Every Monday, a one-screen check-in: what to act on, what to ignore, what's drifting. No noise.
Decision reviews
About to make a real-money move? Paste the situation. Andrew gives you a clear, structured read before you commit.
Keeps you on track
Life gets messy. Andrew remembers where you were headed and gently steers you back when you drift.
Operator-direct
No fluff, no lectures. Andrew talks like a sharp friend who happens to know exactly what your plan says.
How to unlock Andrew
Four steps to your co-pilot.
- 01
Build your blueprint
Run the free money compass — a handful of honest questions about your goals, your money personality, and where you're headed. MoneySmith turns it into your blueprint: your full plan, written for you.
- 02
Choose a coaching tier
Pick Spark, Compass, or Atlas. Each tier unlocks more of Andrew — from weekly nudges, to unlimited chat and decision reviews, to a priority window with a quarterly human session. It's a subscription, billed monthly, cancel any time.
- 03
Andrew appears in your dashboard
The moment you subscribe, Andrew is there — already holding your blueprint. No setup, no re-explaining your situation. He knows your goals, your numbers, and your plan from the first message.
- 04
Chat anytime
Andrew lives in your dashboard. Ask him anything, any hour. He nudges you weekly, keeps you on track when life gets messy, and is a second pair of eyes the moment a real-money decision lands on your desk.
The system behind it
One formula. Your whole picture.
MoneySmith takes what's true about you and runs it through a single system — turning four honest inputs into a plan and a coach that fit only you.
What you bring
The MoneySmith engine
Your inputs, weighed against thousands of real-operator paths.
What you get
goals · personality · patterns · potential→the engine→your blueprint + Andrew
Coaching tiers
Choose how much Andrew you unlock.
Andrew is included in every tier — each one simply unlocks more of what he can do. Upgrade or downgrade any time. 7-day refund on the first month.
Spark
Get rolling.
- Andrew reads your blueprint and greets you in your dashboard
- Weekly Monday nudge tuned to your plan
- On-demand chat (50 messages / mo)
- Ask Andrew anything in your blueprint — answered with the exact line from your plan
Compass
Most people land here.
- Everything in Spark
- Unlimited chat — no per-message ceiling
- Decision reviews: paste a real-money move, Andrew gives a structured read
- Quarterly recalibration — Andrew re-tunes your plan as life changes
Atlas
For when the stakes are real.
- Everything in Compass
- Priority response window — Andrew drafts inside 4 hours, even weekends
- Quarterly 1:1 with Graham (45-min audit, recorded)
- Founder-tier perks + lifetime locked price
Common questions
Before you unlock Andrew
Build your blueprint. Meet Andrew.
Run the free money compass → get your blueprint → unlock Andrew and start the next 90 days with a coach who already knows your plan.
Start the money compass →